FAMILY ENTERTAINMENT CENTER RISK EXPERTISE

Operating a family entertainment center comes with a set of unique risks that require specialized insurance coverage. From equipment malfunction to visitor injuries, we have a deep understanding of the insurance intricacies needed to safeguard your business against unforeseen events.

FAQ

Do Family Entertainment Centers need insurance?

Absolutely, Family Entertainment Centers encompass various activities that pose unique risks. They require comprehensive insurance to cover their property, equipment, employees, and the public from potential liabilities.

What are some notable risks facing Family Entertainment Centers?

• General Liability: Given the high foot traffic, Family Entertainment Centers are particularly susceptible to incidents such as slips and falls. To properly mitigate these general risks, it’s essential to maintain all areas in safe condition and ensure all games or attractions operate effectively. 
• Property Damage: The extensive use of mechanical and electronic equipment such as arcade machines or interactive play structures, can lead to breakdowns that require costly repairs, especially if subjected to rough use or vandalism. Facilities with environments like skating rinks or water parks also demand meticulous maintenance to prevent wear and tear that could lead to significant property damage.
• Employee Injury: Staff involved in the operation of rides, maintenance of equipment, or supervision of activities are exposed to potential injuries. Implementing rigorous training programs and adhering to safety protocols are vital to minimizing these workplace hazards.

Which insurance coverages are needed for Family Entertainment Centers?

Necessary insurance coverages for Family Entertainment Centers include, but are not limited to, Workers Compensation, General Liability, Business Interruption, Equipment Breakdown, Umbrella, Commercial Crime, and Commercial Property Insurance.

How much does insurance cost for Family Entertainment Centers?

The cost of insurance for Family Entertainment Centers varies based on several different factors, including the size of the facility, the types of activities offered, equipment value, employee roles, and previous claims history.

How do I purchase insurance for my Family Entertainment Center?

Contact Biscayne Risk & Insurance Group for a customized insurance solution tailored to the specific needs of your Family Entertainment Center. Please reach us at 561.571.1001, quotes@biscaynerisk.com, or through the contact form below.