DIFFERENT THAN

ORDINARY AUTO

INSURANCE

Policies for “classic,” “collector” and “antique” vehicles are similar to standard auto insurance, but are specialized in some key ways: The insurance company will usually agree to a specific value of the car at the start of the policy. If the car is damaged beyond economic repair, your payout is for this agreed upon value. If damaged, classic car insurance will often guarantee to pay for necessary and authentic parts that might be excluded or exceed coverage limits with an ordinary car insurance policy.