Waterfront restaurants are quite common in Florida because of the state’s extensive coastline, lakes, and rivers. However, giving your customers a scenic waterfront dining view can come with unique risks and challenges. Owners of waterfront restaurants have to...
Insurance policies can often be complex, filled with legal jargon and various provisions that may be unfamiliar to many policyholders. One such provision is the “Waiver of Subrogation.” While it may sound daunting, understanding this concept is essential for both...
An additional insured is a person, group, or location added to an existing insurance policy. When someone is listed as an additional insured, they take on the protection from the same insurance coverage as the primary policyholder. You will typically see an additional...
The Occupational Safety and Health Administration is an organization that ensures that U.S. workers are guaranteed safe working conditions. OSHA implements standards that employers should follow. These rules protect workers from dangerous work environments that could...
In 1970, the United States government passed an act to help ensure the health and safety of workers. The move from Congress came after much public outcry about an increase in workplace injuries and deaths on the job. One report found up to 14,000 workers were dying on...
When starting a towing business, owners have a lot to think about. You have to obtain a business license, register with the Department of Transportation, inspect your tow trucks, and become properly insured. Your towing business may also specialize in a specific task...
