With so many different types of insurance policies for small businesses to choose from, it can be overwhelming to determine what type is best. Biscayne Risk & Insurance Group is here to help explain the types of insurance policies available and how they can...
As discussed in our previous post, florida employers have specific responsibilities when procuring Workers Compensation insurance. The Florida Workers’ Compensation Law (WCL) defines employer responsibilities in the workers’ compensation program. The Division...
Construction projects, regardless of their size, can present complex insurance issues. Are you confused about your exposures and policy options? If so, it’s no surprise—there are no standard builder’s risk policy forms covering these types of risks. To help you...
Under Florida Workers Compensation Law (WCL), in general, every Florida employer that has four or more employees (full-time or part-time) must secure workers’ compensation coverage. However, special coverage requirements apply for employers in the agriculture...
From the moment that you start the pre-hiring process until the exit interview, you are vulnerable to an employment related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment...
Accounts receivables are often a business’ largest asset. If your customers are unable to pay what they owe, potential credit losses can present a substantial threat to your business. Trade credit insurance – also known as credit insurance or export credit...