Some employers may not operate year-round or they may need more employees during busier times of the year, like the holiday season. When it comes to hiring seasonal employees, it can oftentimes be difficult for employers to understand the details of benefit plans and...
Workers’ compensation insurance is there to help protect both your company and your employees. For the employer, workers’ comp provides assurance that your business is protected from financial harm in the event an employee is injured on the job by covering the cost of...
As an artisan contractor, your insurance needs can be as unique as your business. Ranging from plumbers, electricians to landscapers or roofers, it’s necessary to find the right coverage. For some artisan contractors, the jobs and responsibilities can get a bit...
When factoring in your company’s workers’ compensation insurance, it’s important to know what your experience modification factor (mod) is. What is the Experience Modification Factor? An experience mod is used to price workers’ compensation insurance premiums....
If your business is expanding exponentially and you are beginning to deliver or receive international shipments via cargo ship, plane, or truck, then it’s time to get an Ocean Cargo policy. Transporting goods has its own set of risks and Ocean Cargo insurance...
Landscaping can be a very lucrative business, especially in areas where it rains frequently. There have been studies showing that homes with good landscaping sell faster and that neighborhoods with well-manicured lawns tend to have a lower crime rate. This is...
