Workers’ compensation insurance is there to help protect both your company and your employees. For the employer, workers’ comp provides assurance that your business is protected from financial harm in the event an employee is injured on the job by covering the cost of...
As an artisan contractor, your insurance needs can be as unique as your business. Ranging from plumbers, electricians to landscapers or roofers, it’s necessary to find the right coverage. For some artisan contractors, the jobs and responsibilities can get a bit...
When factoring in your company’s workers’ compensation insurance, it’s important to know what your experience modification factor (mod) is. What is the Experience Modification Factor? An experience mod is used to price workers’ compensation insurance premiums....
Almost all businesses in the United States need to carry workers’ compensation insurance. In Florida, companies with a certain number of employees – six in agriculture, at least one in construction, and four for most other companies — must adhere to Florida...
Although there are a handful of exceptions, most businesses operating in Florida are required to get workers’ compensation insurance for their employees. Whether a company needs to get workers’ compensation insurance is determined by a few factors: the number...
Worker’s Compensation is a significant investment into your business and overall workplace, ensuring that your professional environment is safe, productive, and beneficial for employees. With the current COVID-19 pandemic, workers compensation has substantially...