Insurance policies can often be a labyrinth of legal terms and provisions, with one such clause being waivers of subrogation. Although seemingly complex, this waiver is a vital component of a comprehensive insurance policy for both businesses and individuals alike. In...
Table of Contents Why Is General Liability Insurance Important? What Factors Determine the Costs of General Liability Insurance? How Can Businesses Get a Discount on General Liability Insurance? How Can Biscayne Risk and Insurance Group Help You Obtain General...
Insurance policies can often be complex, filled with legal jargon and various provisions that may be unfamiliar to many policyholders. One such provision is the “Waiver of Subrogation.” While it may sound daunting, understanding this concept is essential for both...
The Occupational Safety and Health Administration is an organization that ensures that U.S. workers are guaranteed safe working conditions. OSHA implements standards that employers should follow. These rules protect workers from dangerous work environments that could...
In 1970, the United States government passed an act to help ensure the health and safety of workers. The move from Congress came after much public outcry about an increase in workplace injuries and deaths on the job. One report found up to 14,000 workers were dying on...
Despite all your best efforts, there’s always a chance for unforeseen product errors that can occur. There are inherent risks involved for any product, so product liability insurance is a must. Typically, product liability coverage might be included in a general...
