An additional insured is a person, group, or location added to an existing insurance policy. When someone is listed as an additional insured, they take on the protection from the same insurance coverage as the primary policyholder. You will typically see an additional...
The Occupational Safety and Health Administration is an organization that ensures that U.S. workers are guaranteed safe working conditions. OSHA implements standards that employers should follow. These rules protect workers from dangerous work environments that could...
In 1970, the United States government passed an act to help ensure the health and safety of workers. The move from Congress came after much public outcry about an increase in workplace injuries and deaths on the job. One report found up to 14,000 workers were dying on...
When starting a towing business, owners have a lot to think about. You have to obtain a business license, register with the Department of Transportation, inspect your tow trucks, and become properly insured. Your towing business may also specialize in a specific task...
What are workers’ compensation class codes and rates and what are they used for? Workers’ comp classification codes are four-digit codes that help to identify different types of work. Insurance companies use these codes to classify the amount of risk a...
If your business relies on the Import & Export of goods and materials, then you must prepare for unique risks that face your operation by implementing risk management strategies and considering Import and Export Insurance. With so...
