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Safety should be at the forefront of all companies, particularly those that utilize trucks daily. Many transportation companies are adding safety technology to their trucks. There are a few ways to implement safety while effectively reducing insurance premiums. 

Safety Technology 

In the digital age, there is new technology available that can effectively enhance safety for truck drivers. Some of this technology keeps truck drivers accountable and allows employers to monitor any dangerous behaviors. Insurance carriers offer discounts for companies that have safety technology on their vehicles. Here are a few safety tools to implement for optimal security: 

    • Cameras – having dash cams in every truck can capture signs of risky behavior like texting while driving, eating at the wheel, road rage, and falling asleep. Backup and side cameras can help the driver see any blind spots and operate the truck safely.
    • Sensors – Sensors are advancing their capabilities and can detect more than ever before. They can determine weight distribution, tire pressure, temperature changes, speed, and harsh braking.
    • Telematics – Telematics can ensure drives stay on course and take the safest route using GPS. It can also conduct engine diagnostics and pull data directly from the vehicle.
    • Call/Text Blockers – If the truck has a communication system in place, having a blocker for cell phones can inhibit any unnecessary calling and texting while driving.

Always tell your insurance carrier of any technology used in the trucks to get the best insurance premium rate. Everyone will benefit when any of this tech is used; companies save on their premiums, and drivers can operate safely on the road. 


Protocols and Programs

Implementing a culture of safety can help truck drivers make the best decisions. Having safety programs is vital to any business that uses trucks. There should be protocols and programs in place, and these should be consistently enforced for every driver. The information needs to be stated plainly, comprehensive, and accessible to everyone. Here are some items to include in your programs and protocols:

Walkthroughs. The driver should inspect the vehicle before driving, unloading or delivering, and returning the truck. Have a checklist available so drivers know exactly what to look for. 

Safety Training. There should be rigorous training for every employee, especially those who aren’t as experienced. A trainer or instructor should ride with each driver until they meet the driving requirements.

Conduct regular safety meetings. Having safety meetings regularly can help prevent accidents, ensure equipment safety, and manage fatigue. Employees should be able to voice any concerns they might have or suggestions on improving operation. Enforce safety training refreshers bi-annually or annually. 

Monitor Performance. Employers need to be aware of any infractions a driver has made. Place drivers on probation when a violation occurs and fired when they reach a certain amount. Disciplinary actions need to happen for those who fail to comply with any safety instructions. Celebrate any drivers who operate their vehicles safely for an extended period. 

Fatigue Control. Tired drivers are more likely to cause an accident. Employers should have restrictions on how long drivers can operate in one day. Those who drive long periods should have required rest breaks.

The technology mentioned above can help develop policies and correct any dangerous behaviors. Video captured with cameras can be used in training videos as well. Having strict safety programs can increase driver compliance, and insurance companies might offer rebates.

Safety With Biscayne

Safety culture is important for every business, but some might face more risks than others. Companies that need trucks to conduct business can experience more hazards, accidents, and higher insurance rates. You can lower your insurance premiums and get the best rate possible while ensuring safe roads with the information mentioned above. 

At Biscayne Risk & Insurance Group, we can help assess any risks and help curate a plan that suits all of your needs. We understand how essential safety is and want businesses to operate optimally. Contact us today to get started.


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